What are Non-Performing Assets? A term loan shall be treated as a non-performing asset (NPA) when the payment of interest and/or installment of principal remains overdue for a
The Co-operative Banks and Long-term loans Long-term loans are provided for both agriculture and industry by the Cooperative banks. Long-term loan for agricultural operations are provided by separate
Steps involved in term lending by banks The following are the steps involved while lending term loan to a borrower by the banker. They are: 1. Interview with
What is Project Appraisal? Assessing the viability or feasibility of a proposed project by the lending institutions is called project appraisal. Why is Project Appraisal necessary? Generally, commercial
Methods of Borrowing by a Company Almost all trading companies, in the course of their operation, stand in need of money over and above their paid-up capital. They
