Privatization of banks, the transfer of government-owned financial institutions into private hands, has been a prominent global trend over the past decades. This transformative shift has resulted in
The privatization of banks, the transfer of government-owned financial institutions into private hands, has been a prevailing trend in many countries. While privatization often promises efficiency, innovation, and
Monetary Implications of Modern Banking Operations Central bank regulates the money supply through monetary policy in order to achieve specific objective. The monetary policy of a Central bank
General Obligations of Credit Rating Agencies The General Obligations of credit rating agency are given below: 1. Code of Conduct A credit rating agency should 1. Make all
Introduction The Reserve Bank of India (RBI) is the apex financial institution of the country’s financial system. It is entrusted with the task of control, supervision, promotion, development
Negative contribution of banks for the growth of bad loans or Non-performing assets The following are some of the reasons how banks are responsible for the growth of
The Co-operative Banks and Long-term loans Long-term loans are provided for both agriculture and industry by the Cooperative banks. Long-term loan for agricultural operations are provided by separate
What are Development Banks? Development banks are those which have been set up mainly to provide infrastructure facilities for the industrial growth of the country. They provide financial
Differences between Internet Banking and Traditional Banking The differences between traditional banking and Internet banking on the basis of presence, time, accessibility, security, finance control, expensive, cost, customer
Obligations of Bankers towards Customers The relationship that arises between banker and customer, in conducting, various businesses involve certain obligations and rights on the banker as well as