Risk management is a critical function within the banking industry, as banks are exposed to various risks that can have severe consequences on their financial stability. In order
Monetary Implications of Modern Banking Operations Central bank regulates the money supply through monetary policy in order to achieve specific objective. The monetary policy of a Central bank
Negative contribution of banks for the growth of bad loans or Non-performing assets The following are some of the reasons how banks are responsible for the growth of
What are Non-Performing Assets? A term loan shall be treated as a non-performing asset (NPA) when the payment of interest and/or installment of principal remains overdue for a
The benefits of the credit card system are briefly explained. Benefits of Credit Cards for Cardholders 1. Card holders are relieved from the botheration of carrying cash or
A brief description of various types of assets and liabilities is given below: Types of Assets 1. Current Assets Current Assets are those assets which are converted into
Obligations of Bankers towards Customers The relationship that arises between banker and customer, in conducting, various businesses involve certain obligations and rights on the banker as well as
Types of Bank deposit customers Banks open accounts for various types of customers like individuals, partnership firm, Trusts, companies, etc. While opening the accounts, the banker has to
Banks are vulnerable to a number of risks, and therefore, banks which assess and take steps to mitigate the impact of these risks stay healthy and perform better. In the
