Problems faced by Investors in Indian Capital Market
А spectacular growth in the Indian capital market has taken place in the recent years. The capital mobilization is expected to increase with every five year plans. The number …
Category: Finance
Selection of Risk or Underwriting the Risk | Meaning | Source of Risk Information
What is Selection of Risk or Underwriting the risk? Every life insurance company is liable to assess the risk it wishes to accept and on that basis fix a …
Death Claims in Life Insurance | Procedure Involved
Procedure involved in Death Claims in Life Insurance in India The following are the general procedure involved in final settlement for death claims in India. 1. Intimation First of …
Reinsurance | Meaning & Definition | Terms | Characteristics, Objectives, Methods
What is Reinsurance? When an insurer transfers a part of his risk on a particular insurance by insuring it with another insurer or other insurers, it is called “Re-insurance”. …
Ploughing back of Profits | Internal Financing – Meaning, Merits, Determinants, Dangers
What is Ploughing Back of Profits? A new enterprise should acquire its initial capital from the external sources only. But the initial capital alone is not sufficient for any …
Bank Finance | Classification, Forms, Methods, Merits, Demerits
Bank Finance in India Most of the joint stock banks in India are modeled on the lines of the British banks, which are purely commercial bank. In other words, …
Short-term Finance | Meaning | Main Sources
What is Short-term Finance? Short-term financing deals with raising of money required for a shorter periods i.e. periods varying from a few days to one year. There are, however, …
Concepts of Public Deposits | Advantages | Disadvantages
Public Deposits One of the important sources of finance to trading and manufacturing companies in India has been public deposits. Generally companies opt for this method of financing rather …
Insurable Interest | Meaning | Who has Insurable Interest?
What is Insurable Interest? In an Insurance Contract, the term ‘Insurable interest‘ refers to the legal right to insure arising out of a financial relationship, recognized at law, between …
Role of Insurance Companies in Economic Development of India
Indian insurance companies play following roles in Economic development of our country. 1. Saving and Insurance Saving involves refraining from present consumption. The investment can take place only when …